Life Assurance

Use of the 1st-life-assurance.co.uk ("we", "us", "1st-life-assurance.co.uk") website ("the site") constitutes acceptance of the 1st-life-assurance.co.uk Website User Agreement ("the agreement") and Terms of Use ("terms"). The user of the site ("you") represent that you have read and understood these terms and agree to be bound by them. If you do not agree to all the terms and conditions on this page, please do not use this website. Use of any internal or external links on the 1st-life-assurance.co.uk website constitutes acceptance of the terms on this page. If you do not agree with these terms, please exit this site by closing the browser window.

The terms "1st-life-assurance.co.uk"encompass the 1st-life-assurance.co.uk Internet Site and Marketing Communications.

In order to use this site you must agree to be legally bound and to abide by the terms and to indemnify and hold the operators of the 1st-life-assurance.co.uk website harmless from all alleged or actual damages, claims and expenses relating to any warrant, guarantee or representations made by the individual service providers featured within this website or linked websites. This also includes, without limitation, attorney's fees. The use of this site for any reason is deemed to be an agreement of this condition.

Bearing in mind that this is a free "public access" site, it is a condition of use of the site and the materials in it that use is at the user's own risk. We give no representation or warranty as to the accuracy of the content of the site and assume no responsibility for errors or omissions in it or the effect it has upon your computer. We disclaim all liability in respect of such information and its provision. Neither 1st-life-assurance.co.uk nor any of the site's administrators, editors or contributors shall be liable for any loss or damages suffered as a result of any use of the site, including but not limited to direct loss, consequential loss and loss of profits. We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.

1st-life-assurance.co.uk is provided on an "as is" and "as available" basis. We shall not be liable for any direct, indirect, incidental, special, or consequential damages. This includes, without limitation and even if we are advised of the possibility thereof, any damages for loss of goodwill or any and all other commercial damages or losses including loss of profit, that result from the use of, or inability to use 1st-life-assurance.co.uk. The user agrees not to rely on any information obtained from the 1st-life-assurance.co.uk website and indemnifies us from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused. It is the user's duty to execute anti-contamination or virus software and ensure that any information, if contaminated or infected, will not damage the user's information or system. The entire risk as to the use of the 1st-life-assurance.co.uk website is with the user. 1st-life-assurance.co.uk or its agents are not responsible or liable for telephone, network, ISP, electronic, computer or other communication problems or failures of any kind. Personal information sent to 1st-life-assurance.co.uk is at the senders own risk.

This independently owned website acts solely as an advertising and marketing vehicle to attract the businesses of financial professionals and, as such, the owners, webmasters and marketing professionals of this website are unable to offer financial advice. Any information contained on the website does not form the basis of any contract. Business or financial decisions should not be based solely on the information contained within this website.

In order to use this site you must agree to be legally bound and to abide by the terms and to indemnify and hold the 1st-life-assurance.co.uk website harmless from all alleged or actual damages, claims and expenses relating to any warrant, guarantee or representations made by the individual merchants or linked sites. This also includes, without limitation, attorney's fees. The use of this site for any reason is deemed to be an agreement of this condition.

We do not warrant or guarantee that the 1st-life-assurance.co.uk website will be uninterrupted or error-free.

We do not make any warrant or guarantee, either expressed or implied as to the accuracy, validity, completeness, suitability, reliability, or currency of any information content within its site or sites to which it is linked to. Links to other websites are provided solely as a resource guide and do not represent an endorsement or guarantee, either expressed or implied. The 1st-life-assurance.co.uk website does not assume any liability for any of the products, services, or data of any other sites. The 1st-life-assurance.co.uk website is a facilitator of links to the content of other sites and as such has no editorial control over the content of such linked sites in the same manner that a public library has no control over the content of the books that it distributes. It is the responsibility of the user to evaluate the information, opinion, advice, or other content contained within the site. We cannot be held responsible or liable for any loss or damage due to reliance on information obtained through the 1st-life-assurance.co.uk website.

The user agrees not to rely on any information obtained from the 1st-life-assurance.co.uk website and indemnifies us from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused.

If a term, covenant, provision, or condition of this agreement becomes, or shall be held by any court of competent jurisdiction to be against public policy or illegal, all remaining provisions of this agreement shall remain in full force and effect and unaffected, impaired or invalidated by this decision. The invalidated item shall be modified by the parties to the full extent possible to carry out all the intentions and directives stated in this agreement.

Any such contract will be interpreted, construed and enforced in all respects in accordance with the laws of England, and you and 1st-life-assurance.co.uk irrevocably submit to the non-exclusive jurisdiction of the English Courts.

This agreement is governed by English law and all disputes will be handled solely in the United Kingdom. English Courts will have jurisdiction in respect of it. You consent to such venue and jurisdiction. The 1st-life-assurance.co.uk website is controlled and operated from offices in the United Kingdom and makes no representations or warranties that its content or use is legal in other locations.

Headings are for reading convenience only and are not to be used in the interpretation of this agreement.

Whilst it is not our intention to do so, the operators of the 1st-life-assurance.co.uk Website reserves the right to change its policies and terms at any time. Any such changes will be posted on this page.

We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.

1st-life-assurance.co.uk is not associated with other companies who own similar sounding names. If you do not agree to all the terms and conditions on this page, please do not use this website. Use of any internal or external links on the 1st-life-assurance.co.uk website constitutes acceptance of the terms on this page.

If you do not agree with these terms, please exit this site by closing the browser window.

I/we confirm that I/we have the consent of any third party whose details I/we may disclose to 1st-life-assurance.co.uk ("You") to disclose such details and to authorise You and the third parties referred to in the paragraph below to process such details for the purposes of assessing my/our application and administering and enforcing any subsequent loan which may be granted to me/us.

I/we agree that You and any advisor resulting from this application (the "advisor") shall be entitled to use and process, by any medium, the information given by me/us in this application form and any other information about me/us which may be acquired during the lifetime of any loan ("the Data") for the following purposes:-

The advisor and other organisations may use and search the records of credit reference or fraud prevention agencies to check your identity to prevent money laundering, unless you have furnished other satisfactory proof of identity.

Information held by us will be processed only for purposes for which we have registered under the Data Protection Act. Upon you making a request in writing we will provide you with a copy of the information which we hold concerning you on payment of a fee.

The personal details which you submit to us (Personal Data) are held by 1st-life-assurance.co.uk for its own use. It is your responsibility to ensure that your Personal Data is accurate and up to date and to inform us of any changes that need to be made. 1st-life-assurance.co.uk may use the Personal Data for the purposes they have notified to the Office of Information. By submitting your Personal Data you CONSENT to it being processed by 1st-life-assurance.co.uk.

Try to complete as much as our quick enquiry form as you can and a specialist broker will help you in your search for the right life insurance and critical illness cover. By asking for a quote there is absolutely no obligation to buy. Please note minimum amount of cover £10,000 and minimum term 5 years.

No Obligation Life Cover, Critical Illness and Income Protection Enquiry
Section 1 - First Enquirer
Do you smoke?	No Yes
Date of birth(*)
Occupation
Number of dependents (under 18 years)
Section 2 - Second Enquirer (single enquirers please go to section 3)
Do you smoke?	No Yes
Date of birth
Occupation
Relationship to 1st enquirer
Section 3 - Policy requirements
Amount of cover required(*)
Term of cover required (years)(*)
Cover required (1st choice) Not sure? Click here
Cover required (2nd choice)
Is your enquiry in relation to a repayment mortgage?	Yes No
When do you want the policy to start?(*)
If you have received other quotes what is the lowest monthly premium quoted?
Section 4 - Other information
Any other information you think may be useful, or comments, or questions you may have
Section 5 - Contact details
Title:
First Name:
Last Name:
Address:
Postcode:
Please note it is not always possible to process enquiries based solely on the information contained in this form. Each case is unique and it may be necessary to speak to you to be able to assess your own particular circumstances to help find the most appropriate course of action. Please supply at least one phone number.
Home phone:
Work phone:
Mobile:
When can you be contacted?	Daytime Evening Weekend
Email address:
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